Mortgage Underwriter

Recruiter
Outsource UK Limited
Location
Solihull, West Midlands
Salary
£20000 - £30000 per annum
Posted
22 Aug 2019
Closes
28 Aug 2019
Ref
1240957756
Contract Type
Full Time
Purpose of the role

To assess, analyse, underwrite and process all new buy-to-let mortgage applications from receipt of application through to offer of loan. You will be required to maintain service levels whilst ensuring the company's credit policy and procedures are adhered to.

Duties and responsibilities
  • Assessment of mortgage applications and preparation of detailed risk analysis
  • Communicating directly with financial intermediaries and customers, providing underwriting decisions and case updates
  • Analysing and assessing all pre-completion incoming post
  • Assessing willingness and ability to pay
  • Analysing bank statements and company accounts accurately
  • Reviewing and assessing valuation reports
  • Carrying out Know Your Customer (KYC) verification checks
  • Collating and analysing all documentation and assessing overall risk and decision
  • Preparing detailed summary and recommendation
  • Assessing Transfer of Equity requests
  • Reviewing and approving retention release requests

Please visit our website www.outsource-uk.co.uk